Hi, I’m Josh
Retirement, explained like you’re in the room.
A CERTIFIED FINANCIAL PLANNER® professional and a partner at Define Financial. I publish the same planning I do for families every day — in plain English, with the real numbers on screen.
Get the Ultimate Retirement GuideI’ve worked with more than 500 retirees on the decisions that only come up once. The work concentrates in four places: tax planning, Social Security timing, withdrawal strategy, and charitable giving. Those are the areas with the most left on the table, and the ones you can still do something about.
Motion Retirement is where that work gets published — the videos and the written guides. Same planning, same numbers, explained in plain English for anyone who wants it.
It started for a simple reason. The genuinely useful part of retirement planning kept getting lost, buried under jargon on one side and sales pitches on the other. That’s the part that changes what you pay and what you get to spend.
Today that’s 50 deep dives on YouTube and a weekly newsletter, plus the guides on this site. Every number sourced, and nothing gated behind an email address just to read it.
Where the content lives
- 50deep dives on YouTube
- 19K+subscribers on my channel
- 5K+newsletter subscribers
- 1.4M+views on YouTube
Josh’s travels
What this is built on
You should be able to see the math
That’s why the charts on this site move, and why the numbers in them are the real ones. If a strategy only sounds good when it’s described vaguely, it isn’t a strategy.
Most retirement advice is written for someone else
It’s either aimed at people still saving their first hundred thousand, or it’s a product pitch wearing a cardigan. Neither one helps if you’ve already done the hard part.
The tax decisions are the ones you can still control
You can’t control the market. You can control which account you spend from, what your income looks like in a given year, and when you convert. Those choices compound quietly.
Education and advice are different things
Everything here is educational. It isn’t a recommendation for your situation, because your situation isn’t on this page. When it matters, talk to someone who can see all of it.
The guide
Get the Ultimate Retirement Guide
All the important retirement numbers in one place
The only accounts that are really me
YouTube is the only place I post. The Motion Retirement channel is where all of it lives, and this is it:
youtube.com/@motionretirement (opens in a new tab)
I have a few other accounts under my own name that I don’t post on — LinkedIn among them. Everything I actually publish is on YouTube and on this site. Anywhere else that uses my name, my face or the Motion Retirement name to publish or to message people is not me.
I will never message you first. I don’t run a group chat, I don’t give advice or recommend investments in a private message, and I will never ask you to send money or share account details anywhere. If someone claiming to be me does any of that, report the account to the platform and block it.
Everything I publish here and on YouTube is educational. The planning work happens at Define Financial, LLC, and it starts with the form on this site — never with a direct message.
Check any of this yourself. Define Financial, LLC is an SEC-registered investment adviser (CRD 286648, SEC file 801-122024), San Diego, CA. Look it up at adviserinfo.sec.gov, or read the Form ADV Part 2A.
Define Financial is a separate registered investment adviser. Motion Retirement does not provide advisory services. Read the full disclosures.